Home Page CapCity Insurance Services
  • Home
  • Get A Quote
  • Customer Service
  • Insurance We Offer
    • Auto Insurance
    • Title | Surety | Contractor Bonds
    • Business Insurance
    • Flood Insurance
    • Homeowners Insurance
    • Life Insurance
    • Limousine Business Insurance
    • Motorcycle Insurance
    • RV Insurance
    • Renters Insurance
    • Trucking Company Insurance
    • Boat Insurance
    • Windstorm Insurance
  • Blog
  • Resources
    • Make a Payment
    • Refer a Friend
    • Insurance Glossary
  • About Us
    • About CapCity Insurance
    • Location Map
    • Customer Testimonials
    • Employee Directory
    • Privacy Policy
  • Contact Us
    • Contact Us
    • Join Our Newsletter
Rental Property Auto Insurance Home Insurance Commercial Insurance Life Insurance
Home > Car Insurance | Auto Insurance - Buda, Kyle, Austin Texas



CapCity Insurance Services

Latest Blog entry:
Business Insurance That Provides Coverage For Tornadoes


Auto Insurance


Auto Insurance Quote Forms

Looking for insurance coverage throughout Austin, Kyle or Buda, Texas?
  Click below to submit your quote for quick, accurate and affordable rates.


Auto Quote Form
Buy an Auto Policy

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Add Driver to Existing Auto Policy
Add Vehicle to Existing Auto Policy
Auto Accident Claim
Remove Driver from Existing Auto Policy
Remove Vehicle from Existing Auto Policy
Request Declaration and Coverages Page for Auto Policy
Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Auto Insurance Information

What is car insurance?
Car insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Car insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

A car insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most car insurance policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent
Your agent at CapCity Insurance Services is an advocate for finding car insurance that meets your specific needs. Whether you have a perfect history, or need special services, we offer low cost insurance for SR22's, matricula, DWI/DUIs, non owners or other high risk needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

Thank you for your interest in CapCity Insurance Agency. We offer the "Best Rate in Austin and Unforgettable Customer Service". Please feel free to call our office at 512-222-8805 or email your questions and an insurance professional will reply promptly.

Home  |  About Us  |  Blog  |  Contact Us
4360 S. Congress Avenue #109, Austin, TX 78745 | (512) 222-8805